What We Do Best

When damage happens, insurance companies expect you to navigate complex policies, gather paperwork, and fight for a fair outcome, all while trying to get your life back on track. That’s where Rich steps in.

As a licensed public adjuster, Rich advocates solely for policyholders, not insurance companies. He reviews your policy in detail, inspects the damage, and builds a clear, thorough claim that reflects the full extent of your loss. From water and fire damage to roof replacements and structural concerns, Rich makes sure nothing is missed so you get everything you are owed.

He takes on the burden of dealing with your insurance company so you don’t have to, bringing peace of mind and real results when you need them most.

How the Process Works

why we consistently deliver results for our clients

From the moment a loss occurs to the moment your claim is paid, every step of the process is handled with precision.

01

Meticulous From the Start

Rich thinks of everything, including the details most adjusters overlook. His claims are not just complete, they are strategic, ensuring every dollar you’re entitled to is on the table from day one.

02

Your Advocate in the Process

Rich works for you, not the insurance company. He knows the system inside and out and communicates clearly with all parties to keep things moving forward without unnecessary friction.

03

Guided by Years of Real-World Claims

With deep experience across residential and commercial claims, Rich brings practical insight and proven strategies to every case so your policy works the way it was meant to.

Guidance at Every Stage of the Claim

We don’t just show up after the damage is done, we guide you through the entire process. That includes inspections, policy review, evidence collection, submitting paperwork, and negotiating on your behalf. Whether you’re starting a new claim or trying to fix a low settlement, we meet you where you are and move things forward with clarity and care.

Proven support through the claims process

Richard Ranciato & Associates LPA, LLC

5.0

Based on 51 reviews

review us on

Rajesh Pandey

19:37 22 Apr 26

Rich,
He is an amazing person and knows what is his job and how to do it without having any issues. My house was on fire and he helped me in such a way that I was amazed.
He an expert calm quite friendly, knows how to work/stand for his clients.
He treats his clients like his own family members.
I will recommend him to anyone. He did everything for me without saying anything from my side.
This is very less about him. I am very happy and thankful to him. He took all my burden on him.

Chris Gavin

10:30 14 Apr 26

Absolutely a major professional asset to have during any insurance claim. Highly knowledgeable, patient, and a true fiduciary representing you directly. I won’t conduct an insurance matter again without him. Thanks for everything you do!

Myles Ross

23:35 18 Feb 26

Rich is professional, a great communicator, and was able to work effectively with our insurance. We would use him in the future!

Lauren L

15:42 18 Feb 26

My husband and I met Rich for the first time after a house fire. Rich was a recommendation we will never forget! From the very beginning, Rich was deeply caring, professional, and genuinely invested in helping us through an incredibly difficult time. He gave us comfort with his wealth of knowledge about the insurance aspect of a fire claim. He took the time to explain every step, answered all of our hundreds of questions with patience, and made a stressful process feel manageable.

His knowledge of the insurance and construction business as well as his advocacy for our family made a huge difference and we truly felt supported every step of the way. We are beyond grateful for Rich's guidance through this stressful time. We are happy to say we are on the other side because of Rich's expertise. My family and I highly recommend him to anyone who needs a public adjuster during a stressful life event!

Mike Adams

20:50 12 Feb 26

Rich did an amazing job advocating for my mom and obtaining a favorable home insurance claim adjustment. Rich was very accessible, professional, transparent, honest, and diligent throughout the process. Although I reside out of state, Rich maintained clear and consistent communication by both phone and email during the entire time. Rich also educated our family regarding the claim adjustment process along with expectations for resolution. I would highly recommend Richard Ranciato & Associates to anyone seeking an advocate who will work tirelessly in the best interest of clients.

Ramon Mena

00:04 09 Jan 26

Going through a fire claim is one of the most stressful experiences of my life. I was confused, overwhelmed, and honestly felt abandoned by my insurance company.

Then I met Richard Ranciato. From day one, he made me feel like family. He was extremely patient, kind, and supportive, always taking the time to explain everything and calm my worries. He fought hard for me and delivered a much higher settlement than I expected.

I will forever be grateful. If you are struggling with a claim, Richard is the person you want on your side.

Chris Doyle

16:00 06 Nov 25

I have used Richard Ranciato on a few occasions when myself, a family member or friend had a claim that needed real attention to detail. The insurance company will look to pay the least amount possible or replace only part of the damaged loss. Rich makes sure they cover exactly what you deserve inside of your policy limits and get s it done in a professional manner and a respectful timeframe. I would highly recommend his services.

Kim Aparo

16:45 01 Oct 25

I cannot say enough about the outstanding service I received from Richard Ranciato and his associates. From start to finish, they were absolutely phenomenal. Richard’s knowledge of the insurance industry is truly impeccable, and his guidance throughout the process gave me confidence at every step. He went above and beyond to ensure that my claim was handled thoroughly and fairly. Professional, reliable, and a true pleasure to work with. I highly recommend Richard Ranciato and his agency to anyone in need of assistance with an insurance claim…you will not be disappointed!

Ready to Take the Pressure Off?

Let us take the stress off your plate. If you're unsure where to start or frustrated with how your claim is being handled, we can help. Our job is to make sure your policy works for you, and we won’t stop until it does.

What We Do Best​